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	<title>CDS Church Building &#38; Capital Campaign Consultants &#187; Church Capital Campaign</title>
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		<title>8 Foundational Truths of Church Capital Campaigns</title>
		<link>http://amiccs.com/2010/04/8-truths-church-capital-campaign/</link>
		<comments>http://amiccs.com/2010/04/8-truths-church-capital-campaign/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 16:08:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>

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		<description><![CDATA[Executing a church capital campaign is part science and part art. Some of the techniques that worked well in times past are not as effective today. There have been, and will continue to be, refinements and adaptation in the process of capital fundraising. Part of the art of the campaign is adapting those processes (the science) to a church’s culture, circumstances, needs, and time line.]]></description>
			<content:encoded><![CDATA[<p><strong><em>Executing a church capital campaign is part science and part</em></strong> <strong><em>art. </em></strong>Some of the techniques that worked well in times past are not as effective today. There have been, and will continue to be, refinements and adaptation in the process of capital fundraising. Part of the art of the campaign is adapting those processes (the science) to a church’s culture, circumstances, needs, and time line.</p>
<p>Many of the principles of the modern church capital campaign have their foundation in both Old and New Testament examples. The rest of the art of the campaign involves properly bringing to light and applying the truth of the scriptures regarding giving in an effectual and culturally relevant manner.<span style="font-weight: normal; font-size: 13px;"></p>
<p>While some processes and practices have changed or adapted to the times, many remain unchanged and are the foundational elements for all successful church capital campaigns. Some things just don’t change; we call these Foundational Truths. If you approach your capital campaign understanding these truths, you will have a much more spiritually and financially productive campaign.</p>
<p></span></p>
<h4>Click the link below to download printable version of the whole article.</h4>
<p><a href="http://amiccs.com/wp-content/uploads/2010/04/8-Foundational-Truths-of-Church-Capital-Fundraising.pdf">8 Foundational Truths of Church Capital Fundraising</a></p>
<p><a href="http://amiccs.com/wp-content/uploads/2010/04/8-Foundational-Truths-of-Church-Capital-Fundraising.pdf"></a>
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		<title>Our Church Consulting Services Ministry</title>
		<link>http://amiccs.com/2010/03/our-church-consulting-ministry/</link>
		<comments>http://amiccs.com/2010/03/our-church-consulting-ministry/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 17:25:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[AMI Consulting Services]]></category>
		<category><![CDATA[Church Capital Campaign]]></category>
		<category><![CDATA[Church Design]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=93</guid>
		<description><![CDATA[.
Our pupose is to minister to your church in its efforts to plan for, and implement, a church building program or capital campaign as a tool expand ministry effectiveness.]]></description>
			<content:encoded><![CDATA[<h2>They Don't Teach This in Seminary or Bible College!</h2>
<p>Pastors are taught a variety of things, including how to exegete the Word, pastoral care, church planting, and church growth strategies -&#160;but no one teaches them what to do when they are successful and need to build church facilities. We are here to help.</p>
<p>Your church will never undertake a task that is more demanding or complicated in terms of cost, risk, and effort than in a church building program. However, those in your church are largely unequipped by either training or experience to lead the church in a building program in a optimal manner.</p>
<p>The purpose, therefore, of our&#160;church construction consulting ministry is to equip and guide your church in building the best building for the ministry&#160;in a manner that will:</p>
<p style="padding-left: 30px;"><strong>Reduce</strong>: &#160;Uncertainty,&#160;Cost,&#160;Effort, and&#160;Risk</p>
<p style="padding-left: 30px;"><strong>Increase</strong>: &#160;Satisfaction with the finished project,&#160;Unity and concurrence in the body of Christ while building, and&#160;Financial support for the project.</p>
<p><strong><span style="color: #000080;">Please visit the </span></strong><a title="About AMICCS" target="_self" href="http://amiccs.com/?page_id=2"><strong><span style="color: #000080;">About Us</span></strong></a><strong><span style="color: #000080;"> page for more information about our consulting ministry.</span></strong></p><div class='kouguu_fb_like_button'><iframe src="http://www.facebook.com/plugins/like.php?href=http://amiccs.com/2010/03/our-church-consulting-ministry/&#038;layout=standard&#038;show_faces=false&#038;width=425&#038;height=25&#038;action=recommend&#038;colorscheme=light&#038;" scrolling="no" frameborder="0" allowTransparency="true" style="border:none; overflow:hidden; width:425px; height:25px;"></iframe></div>]]></content:encoded>
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		<title>Church Capital Campaign</title>
		<link>http://amiccs.com/2010/03/church-capital-campaign/</link>
		<comments>http://amiccs.com/2010/03/church-capital-campaign/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 16:27:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[AMI Consulting Services]]></category>
		<category><![CDATA[Church Capital Campaign]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=77</guid>
		<description><![CDATA[.
A church capital campaign is a spiritual endeavor that every church should engage upon for the spiritual <u><i>and</i></u> financial benefits.  Typically will raise 2x annual income over 3 years.]]></description>
			<content:encoded><![CDATA[
<h5><a href="http://amiccs.com/wp-content/uploads/2010/03/header5-e1327524813535.jpg"><img alt="Abundant Giving Church Capital Campaign" title="Church Capital Campaign" width="590" height="154" class="size-full wp-image-491" src="http://amiccs.com/wp-content/uploads/2010/03/header5-e1327524813535.jpg" /></a><br />
Abundant Giving - A Biblical, Flexible, and Effective Church Capital Campaign</h5>

<p>A <a href="http://abundantgiving.com">church capital campaign</a> is a <strong>spiritual endeavor</strong> that also produces financial fruit.</p>
<p><strong>A church capital campaign is really not about money</strong>, it is about helping people understand a kingdom need exists, understanding God's perfect plan of providence through stewardship, and, through teaching and prayer, calling people to the appropriate faith response; for God&#160;has provided an abundance for every good work .</p>
<h2>What you should expect from a <a title="Church Capital Campaign" target="_self" href="http://amiccs.com/?page_id=51"><span style="color: #000000;">Church Capital Campaign</span></a></h2>
<ul>
    <li>Increased unity and support for the building program: spiritually, financially, and emotionally.</li>
    <li>To raise between 1 and 3 times your current annual receipts to the general fund over a 3 year giving period.</li>
    <li>Spiritual growth, as people seek God's will and trust His provision.</li>
    <li>Improved ability to obtain church construction financing.</li>
    <li>The necessary monthly cash flow to help service a mortgage.</li>
    <li>Increased cash reserves to provide a financial safety net.</li>
    <li>Increased excitement in the body of Christ.</li>
    <li>The spiritual benefits of a coordinated time of teaching and preaching regarding our money and possessions.</li>
    <li>Cash for up-front design fees and initial construction expenses.</li>
    <li>Potential to reduce the funds that need to be borrowed.</li>
    <li>In addition to the money raised in the campaign, it is not unusual to see regular tithes and offerings go up 10-15% during a capital campaign.</li>
    <li>The spiritual benefits of putting faith into action.</li>
</ul>
<div><span style="font-family: Arial, Helvetica, sans-serif;"><span style="line-height: normal;"><a title="Capital Campaign Information" target="_self" href="http://amiccs.com/church-capital-campaign/">Learn More About a Capital Campaign in Your Church</a></span></span></div>
<div><span style="font-family: Arial, Helvetica, sans-serif;"><span style="line-height: normal;"><br />
</span></span></div>
<div><span style="font-family: Arial, Helvetica, sans-serif;"><span style="line-height: normal;"><a title="Capital Campaign in a Box" target="_blank" href="http://ourcapitalcampaign.com">Learn About the Abundant Giving Capital Campaign</a></span></span></div>
<div>
<h5><br />
Abundant Giving - A Biblical, Flexible, and Effective Church Capital Campaign</h5>
</div>
<div><span style="font-family: Arial, Helvetica, sans-serif;"><span style="line-height: normal;">   </span></span></div><div class='kouguu_fb_like_button'><iframe src="http://www.facebook.com/plugins/like.php?href=http://amiccs.com/2010/03/church-capital-campaign/&#038;layout=standard&#038;show_faces=false&#038;width=425&#038;height=25&#038;action=recommend&#038;colorscheme=light&#038;" scrolling="no" frameborder="0" allowTransparency="true" style="border:none; overflow:hidden; width:425px; height:25px;"></iframe></div>]]></content:encoded>
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		<title>Increasing Church Volunteers &amp; Giving</title>
		<link>http://amiccs.com/2009/12/increasing-church-volunteers-giving/</link>
		<comments>http://amiccs.com/2009/12/increasing-church-volunteers-giving/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 16:45:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>
		<category><![CDATA[Church Staffing]]></category>
		<category><![CDATA[Church Stewardship]]></category>
		<category><![CDATA[How-To]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=45</guid>
		<description><![CDATA[Two things most churches don&#8217;t seem to have enough of are workers and money. &#160;What you may not realize is that these two issues are spiritually related and you can implement a simple strategy to bolster both of these important resources. General stewardship principals teach us to give of our time, treasures, and talents. &#160;Jesus [...]]]></description>
			<content:encoded><![CDATA[<p>Two things most churches don&#8217;t seem to have enough of are workers and money. &nbsp;What you may not realize is that these two issues are spiritually related and you can implement a simple strategy to bolster both of these important resources.</p>
<p>General stewardship principals teach us to give of our time, treasures, and talents. &nbsp;Jesus tells us in Matthew 6:21 that &#8220;<i>where your treasure is, there your heart will be also</i>.&#8221; &nbsp;Treasure certainly implies money or wealth, but&nbsp;actually was probably intended to denote a broader spectrum of those things we feel are important to us.&nbsp;Not only do your members&#8217; money follow what they feel in their heart is important, but so do their time and talents. &nbsp;Giving of time, treasure, and talents is a heart, or spiritual issue. &nbsp;What is interesting about Jesus&#8217; quote is that he clearly states that in whatever place you store or invest your treasures, that is where your spiritual center (heart) is.</p>
<p>This passage raises a question much like the chicken and egg question; which comes first, your&nbsp;heart&nbsp;or your investment. &nbsp;In reality, we see examples of money following heart (that is why missionaries visit churches), and heart following money (your devotion to a particular stock symbol once you have invested in a company). &nbsp;What is important is to remember that they are linked, so the best strategy to increase both workers (investment of time an talents) and financial support is to implement a strategy that works both ends towards the middle.</p>
<p>If you can convince people of the need and importance of serving, and engage them in doing so, you should also expect an increase in giving from those people. &nbsp;A recent study, the&nbsp;<a href="http://www.charitablegift.org/learn-about-charity/news/12-03-2009.shtml">national study on volunteering</a>&nbsp;just released&nbsp;by the Fidelity Charitable Gift Fund (&#8220;Gift Fund&#8221;) and VolunteerMatch, showed <b><i>Americans who volunteer their time and skills to nonprofit organizations donate an average of 10 times more money to charity than people who don’t volunteer</i></b>. &nbsp;If you engage their heart in serving, their giving goes up. &nbsp;Conversely if you clearly teach your people about biblical giving, thereby increasing their financial support, they will be more likely to serve, since they now have a greater heart interest in the ministry. Pastor&nbsp;<a href="http://annualstewardship.com/testimonials.html">testimonials</a>&nbsp;show that a clear, compelling, and unapologetic teaching of biblical giving principals on an annual basis increase giving 10-30% or more each year.</p>
<p>Addressing both the financial need and the need for workers is done in similar fashion. &nbsp;As churches learn from&nbsp;<a href="http://www.annualstewardship.com/">annual stewardship programs</a> or <a href="http://www.ourcapitalcampaign.com/">capital stewardship campaigns</a>, to get people committed to giving you need to do four things. First, you need to provide the biblical basis for what you are asking; you need to lay the spiritual groundwork. Secondly, you need to clearly communicate the need that exists. &nbsp;The third step is to clearly and&nbsp;unapologetically make the call to action &#8211; tell them what you need them to do and challenge them to a specific action (exhortation). &nbsp;Finally, the last step and the one where many churches miss the boat, you need to hold them accountable to respond. &nbsp;While you may not feel as comfortable with this step as the others, you have to take seriously what James said, &#8220;<i>Therefore to him that knoweth to do good, and doeth it not, to him it is sin.</i>&#8220;</p>
<p>All too often pastors across America will just toss the concept of giving out there and hope the congregation responds. &nbsp;People need to be exhorted in the truest sense of the word. &nbsp;Strong&#8217;s Concordance has, as the definition for <a href="http://www.blueletterbible.org/lang/lexicon/lexicon.cfm?Strongs=G3870&amp;t=KJV">exhort </a>(parakalountev), &nbsp;&#8221;<i>to call to one&#8217;s side, summon, admonish, beg, encourage, and instruct</i>.&#8221; &nbsp;The Merriam-Webster Dictionary defines <a href="http://www.merriam-webster.com/dictionary/exhort">exhort </a>as &#8220;<i>to incite by argument or advice : urge strongly</i>.&#8221; From the pulpit we need to lead, instruct, and exhort in every sense of the word. &nbsp;In general, most people only rise to the lowest level of expectation. &nbsp;In large part if you toss important ideas out there hoping they will act, the people will probably think about it, but not act. &nbsp;Often times they only think about it until the end of service. </p>
<p>If there is one thing we learn from church fundraising, you have to have personal dialog with people to get them to invest, whether it is their time or their money. &nbsp;You have not because you ask not. &nbsp;But only asking from the pulpit makes it a general issue and everyone assumes someone else will step up to the challenge, and when no one does, people generally don&#8217;t feel bad because the are just doing (or not doing) what everyone else is. &nbsp;Exhorting means you not only need to make it clear over several weeks from the pulpit, but you also need to get face to face with people and make the personal appeal by exhorting them in the truest sense of the word. &nbsp;At the end of the day, it will be a blessing to the church and to the person giving of their time, talent, and treasure. &nbsp;So get out there and preach it, teach it, beg if you need to, and incite your people to a Godly response.
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		<title>How Much Unity Is Enough?</title>
		<link>http://amiccs.com/2009/11/how-much-unity-is-enough/</link>
		<comments>http://amiccs.com/2009/11/how-much-unity-is-enough/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 03:22:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>
		<category><![CDATA[Church Construction]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=42</guid>
		<description><![CDATA[As you move forward with a church building program (or for that matter, any large endeavor by your church), one of the challenges you will face is the decision about how much unity is enough; whether to try to get every last person in the church to be in agreement about what to do and [...]]]></description>
			<content:encoded><![CDATA[<p>As you move forward with a church building program (or for that matter, any large endeavor by your church), one of the challenges you will face is the decision about how much unity is enough; whether to try to get every last person in the church to be in agreement about what to do and when.  Allow me to set your expectations; it will probably never happen.  In my years of consulting, I have never witnessed 100% unity on the decision to build, or as a result of deciding to build, unity in the decision to raise money for building. Chances are, it probably will not happen in your church either.</p>
<div class="MsoNormal" style="margin-bottom: 12.0pt;">
<p>If everyone in your church is a sold-out, evangelical, deeply committed, mature Christian ready to do what it takes regardless of the personal sacrifice, you have a chance at 100% unity.  It is important to realize the chances of getting 100% buy-in is inversely proportionate to the number of people in the decision process, so if you have more than 3 people in your church, the odds start going down quickly.</p>
<p>Almost every church has at least a few professional naysayers, people who don&#8217;t want change for the sake of not having to endure change, people that don&#8217;t understand the Kingdom need, or even agents of the enemy who try to derail good works.  So therefore:</p>
</div>
<div class="MsoNormal" style="margin-bottom: 12.0pt; text-align: center;"><strong><span style="font-family: Arial;">100% unity is a goal to hope for, but not one to necessarily hold out for.</span></strong></div>
<div class="MsoNormal">
<p>How much unity then, is enough?  At what point are you delaying a project that is the express wish of the vast majority, in order to attempt to bring the last few sheep into the fold? Honestly, only you can answer this question and should be approached with much prayer.  I don&#8217;t think a church should even remotely consider moving forward with less than 85% concurrence, and I recommend support of 90% or more.  That said, however, there is a point of diminishing return where trying to convince that small handful of people will cost you far more than you will gain.</p>
<p>If you think me harsh, please don’t. No one will ever have a greater love for man than Jesus, yet on occasion He was clear in drawing the line and telling people they needed to be on one side or the other. (Lk 18:22, Lk 9:60, Jn 6:60-67).  In no way do I mean this to be mean spirited, but there may well come a time when you need to say, &#8220;This is as close as we are likely to get, lets move on and let the chips fall where they may.&#8221;  It is important to realize some people will sit on the fence until presented with two clear choices and the exhortation to pick one.</p>
<p>As opposed to those who are merely uncertain or concerned, I have little tolerance for divisive people.  I wrote in my book, <em><a href="http://www.preparingtobuild.com/">Preparing to Build</a></em>, &#8220;Some people advance the cause of peace by their absence.&#8221;  It’s often the case of goats and sheep. The difference between a goat and a sheep is the sheep will do what the shepherd tells them to do, and a goat goes &#8220;but, but, but&#8230;&#8221;</p>
<p>Sadly a few unhappy goats often make a whole lot more noise than a church full of contented sheep.  I have long suspected, and many pastors have backed me up on this, that <span style="mso-spacerun: yes;"> </span>for the most part, the malcontents, trouble makers, high maintenance members, sticks in the mud, or whatever you call them, usually give very little of their time or money to ministry work.</p>
</div>
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<p><span style="font-family: Arial;"> <span style="font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif;">I believe the most difficult person to know how to handle is that person, whether they be staff, a deacon, or just a long-term member, who has the best of intentions, but ends up being a sympathetic sounding board for unhappy people and unwittingly undermining both the authority of the leadership of the church and the will of the majority of the church members.</span></span></p>
<p>Often times this person considers themselves a genuine peacemaker, but by being overly sympathetic, often gives an appearance of legitimacy and support to contrary opinions.<span style="mso-spacerun: yes;"> </span>This person, once hearing out the objections, should encourage the dissenting party to place others and their opinions before their own and submit to the will of the leadership and church body.</p>
</div>
<div class="MsoNormal">
<p>Those in your church who are part of a very small minority that may not support certain decisions must be willing to say that if they, once their concerns have been heard, need to submit to the will of the church leadership and body. If they cannot get to this place, then it may be best to consider finding another church.</p>
<p><em> Losing people for any reason is a hard thing for almost any pastor</em>, and hopefully it will not happen because of the building program.  However, any time the church does something big, it provides the opportunity for people to come down on opposite sides of the solution.  A mature Christian, once having been heard out, will hopefully submit themselves (if not joyfully, then at least quietly) to the overwhelming opinion and desires of the church body.  Losing people can be hard, but sometimes the only thing harder is to try to hold onto people who are not in step with the church vision and mission.</p>
<p>Unity in the body is important to God, but He does not expect the church to indefinitely postpone doing His will in order to try to bring along a few people just aren&#8217;t with the program.</p>
</div>
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		<title>Timing a Church Capital Campaign</title>
		<link>http://amiccs.com/2009/09/timing-a-church-capital-campaign-2/</link>
		<comments>http://amiccs.com/2009/09/timing-a-church-capital-campaign-2/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 01:36:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=41</guid>
		<description><![CDATA[Many churches in the past year have postponed building programs due to economic uncertainty. Even though building may be 1, 2 or even 3 years away, the wise church will be preparing now for a future building program. One of the keys to becoming financially prepared to build is to execute a capital campaign well [...]]]></description>
			<content:encoded><![CDATA[<p>Many churches in the past year have postponed building programs due to economic uncertainty.  Even though building may be 1, 2 or even 3 years away, the wise church will be preparing now for a future building program.  One of the keys to becoming financially prepared to build is to execute a capital campaign well in advance of building, or even before talking to lenders about borrowing (for more on this subject see my post, <a href="http://churchdesignconstruction.blogspot.com/2009/02/year-of-church-capital-campaign.html">The Year of the Church Capital Campaign</a>).</p>
<p>As we enter into the fall, now is the time we are helping equip churches to execute a capital campaign in the 1st quarter of 2010.  <span style="font-style: italic;">Now is the time to begin to implement a campaign timeline and strategy<span style="font-weight: bold;"></span></span>, recruit capital campaign committee members, and integrate your campaign into the church&#8217;s calendar.  There are a number of things the church can do to prepare the way; to prepare the fields and sow some seed that will increase the spiritual and financial effectiveness of your capital campaign next spring.</p>
<p>By the time of this post, most of those churches planning a Christmas play or pageant have already begun to organize and mobilize for this event. If you give 3 months to preparing for the Christmas play (a one-day event), how much more time should you give to preparing for a capital campaign which is much more complex and lasts for 6-7 weeks?</p>
<p>All too often churches underestimate the time and effort that goes into preparing for an effective capital campaign.  There are several topics for messages, if not entire sermon series, that should <span style="font-style: italic;">proceed </span>the &#8220;actual campaign&#8221;. There are scheduling issues that need addressed, recruiting, organization, and equipping that needs to be done before you even begin!  </p>
<p>Churches that wait until after the first of the year to begin to move on a spring capital campaign will find themselves pressed for time and having deal with more stress and complications than necessary.  The church that does not plan ahead will make this wonderful event a burden, not a joy to the staff and committee members. It will, in all likelihood, end up negatively impacting the spiritual effectiveness and financial benefit of the campaign.  The earlier your church begins to prepare for its capital campaign, the more effective the campaign will be, and the least stressful for those involved.
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		<title>Time is Running Out for a Fall Church Capital Campaign</title>
		<link>http://amiccs.com/2009/06/time-is-running-out-for-a-fall-church-capital-campaign/</link>
		<comments>http://amiccs.com/2009/06/time-is-running-out-for-a-fall-church-capital-campaign/#comments</comments>
		<pubDate>Fri, 12 Jun 2009 17:31:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=36</guid>
		<description><![CDATA[A church capital campaign is not unlike the Christmas play &#8211; you begin to prepare months in advance to have the best and least stressful outcome. The right time to be in front of your congregation for a fall capital campaign is after school is back in session and before the holidays. This provides a [...]]]></description>
			<content:encoded><![CDATA[<p>A church capital campaign is not unlike the Christmas play &#8211; you begin to prepare months in advance to have the best and least stressful outcome.
<div></div>
<div>The right time to be in front of your congregation for a fall capital campaign is after school is back in session and before the holidays.  This provides a smaller window of opportunity for that 6-7 week time of preaching, teaching, and support building than a spring campaign.
<div></div>
<div>If you plan to be raise money this fall, you should begin to organize and prepare your capital campaign team starting <span class="Apple-style-span" style="text-decoration: underline;">before</span> the end of June. This will enable your church to achieve the best results with the lowest stress.  Every week that your church delays from this point forward increases the effort and stress of a capital campaign.  </div>
<div></div>
<div>For more information on capital campaign timelines, download the PowerPoint presentation on www.OurCapitalCampaign.com.</div>
</div>
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		<title>Church Financing &#8211; Still a Tough Market</title>
		<link>http://amiccs.com/2009/06/church-financing-still-a-tough-market/</link>
		<comments>http://amiccs.com/2009/06/church-financing-still-a-tough-market/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 19:28:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>
		<category><![CDATA[Church Construction]]></category>
		<category><![CDATA[Church Finance]]></category>
		<category><![CDATA[Church Loan]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=35</guid>
		<description><![CDATA[Churches continue to have difficulty getting the financing they need for buildling or relocation. We have seen any number of churches that should be able to get financed turned down by lender after lender. Many churches that are getting turned down for financing today could have been financed a year ago with exactly the same [...]]]></description>
			<content:encoded><![CDATA[<p>Churches continue to have difficulty getting the financing they need for buildling or relocation.  We have seen any number of churches that should be able to get financed turned down by lender after lender. Many churches that are getting turned down for financing today could have been financed a year ago with exactly the same financial statements.  The biggest impediment to financing is inadequate cash flow &#8211; not enough money left after expenses to service a mortgage. Unlike previous years, lenders are not willing to wager that the church will reduce discretionary expenses to service a mortgage or increase income because of growth.  Today, lenders want to see&nbsp;6-12 monts of financial history showing a cash surplus sufficient to cover a mortgage.
<div></div>
<div>Many churches <i>are </i>qualifying for loans, they&#8217;re just qualifying for significantly less than last year, and less than they need for the <a href="http://www.churchplansource.com/">church plans</a> they have.  For churches that cannot qualify for as as large of a loan as they need in order to build, they need to raise the difference in cash.</div>
<div></div>
<div>There are three things that a church can do to improve cash flow.  The church needs to apply a sharp knife and cut expenses, it needs to faithfully preach and teach about giving and stewardship, and it needs to run a <a href="http://www.ourcapitalcampaign.com/">capital campaign</a> (which will also help with coming up with the cash difference between what they need and what they can borrow).</div>
<div></div>
<div>Cutting expenses is difficult, but a necessity for many who want to build.  Trimming expenses and increasing income and cash on hand through a capital campaign is the financial answer to many of today&#8217;s church financing problems.</div>
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		<title>How To: Estimate a Church Building Program Budget</title>
		<link>http://amiccs.com/2009/05/how-to-estimate-a-church-building-program-budget/</link>
		<comments>http://amiccs.com/2009/05/how-to-estimate-a-church-building-program-budget/#comments</comments>
		<pubDate>Sat, 09 May 2009 18:48:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Building Plans]]></category>
		<category><![CDATA[Church Capital Campaign]]></category>
		<category><![CDATA[Church Construction]]></category>
		<category><![CDATA[Church Seating]]></category>
		<category><![CDATA[How-To]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=34</guid>
		<description><![CDATA[&#8220;What man would build a tower without first counting the cost?? &#8211; Jesus Millions of dollars every year are wasted on church building plans that churches cannot afford to build. Many churches let the church building project define the budget, instead of letting the budget drive the design of the church. This simple transposition of [...]]]></description>
			<content:encoded><![CDATA[<p>&#8220;<span style="font-style: italic;">What man would build a tower without first counting the cost?</span>? &#8211; Jesus</p>
<p><span style="font-weight: bold;">Millions of dollars every year are wasted on church building plans that churches cannot afford to build<span style="font-style: italic;"></span></span>. Many churches let the church building project define the budget, instead of letting the budget drive the design of the church.  This simple transposition of steps in the process takes a toll on churches in terms of cost, time, effort, enthusiasm, and support for the project.</p>
<p>Design is part of the building process. Counting the cost does not mean sending your plans to the builder for an estimate.  Counting the cost means understanding what you can afford <span style="font-style: italic;">before </span>you begin. &nbsp;There are a great number of <a href="http://www.churchplansource.com/">church building plans</a> available, and any number of church architects that will create more, but knowing what you can afford is a necessary step before you concern yourself with design.
<div></div>
<div>In my book, <span style="font-style: italic;"><a href="http://www.preparingtobuild.com/">Preparing to Build</a></span>, I discuss this in great length, but below is a basic formula that any church can use to get an first approximation of their budget for a building program.</div>
<div></div>
<div>There are 4 basic variables in determining your budget. &nbsp;Those 4 variables are added together to determine the preliminary budget. &nbsp;Often, early in the process, the church will have to&nbsp;use estimates for these values and refine them later in the process.</div>
<div></div>
<div><span style="font-weight: bold;">The four variables:</span></div>
<div>
<ol>
<li><span style="font-style: italic;">Cash on hand</span>: &nbsp;This is the amount of money available which can be applied to the building program. This would include whatever amount of money in checking, savings, money market or CD&#8217;s you want to use.</li>
<li><span style="font-style: italic;">Money you can borrow:</span>&nbsp;The maximum that any church can borrow in a loan or bond program is 3-4 times its current income; and is often less. Borrowing ability is based primarily on cash flow, not the value of assets.</li>
<li><span style="font-style: italic;">Money you can raise from the sale of assets</span>: &nbsp;This may be your current location (if you are moving), a parsonage, or real estate. If you owe any money on the asset you are selling, it will be the net cash to the church after paying off the debt.</li>
<li><span style="font-style: italic;">Money you can raise before construction</span>: This is typically money raised in a <a href="http://www.churchbizonline.com/church_capital_campaign.htm">church capital campaign</a>. &nbsp;In a 3 year capital campaign, churches typically raise between one and three times the current amount of their annual tithes and offerings, with around two times income being the average.</li>
</ol>
<div><span style="font-weight: bold;">Our formula then becomes:</span></div>
<div></div>
<div><span style="white-space: pre;">   </span>Cash on hand ___________</div>
<div><span style="white-space: pre;">   </span>+</div>
<div><span style="white-space: pre;">   </span>Money that can be borrowed _____________</div>
<div><span style="white-space: pre;">   </span>+</div>
<div><span style="white-space: pre;">   </span>Money from sale of assets _____________</div>
<div><span style="white-space: pre;">   </span>+</div>
<div><span style="white-space: pre;">   </span>Cash that can be raised before construction _______________</div>
<div><span style="white-space: pre;">   </span>=</div>
<div><span style="white-space: pre;">   </span>Your budget _____________________</div>
<div></div>
<div>If your church needs assistance in answering the budget questions and/or defining what it truly needs to build, I would suggest downloading this pdf file about a <a href="http://www.amiccs.com/AMI%20Needs&amp;Feas.pdf">Needs and Feasibiltiy Study</a>. </div>
<div></div>
<div>If your church needs a capital campaign, we can help. &nbsp;Our <a href="http://ourcapitalcampaign.com/capital_campaign_consultant.html">church capital campaign consultants</a> can provide everything from a full-blown capital campaign to a do-it-yourself capital stewardship campaign that you run in-house.</div>
</div>
<div>
</div>
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		<title>Raising Money From Outside the Church</title>
		<link>http://amiccs.com/2009/05/raising-money-from-outside-the-church/</link>
		<comments>http://amiccs.com/2009/05/raising-money-from-outside-the-church/#comments</comments>
		<pubDate>Sat, 09 May 2009 18:23:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Church Capital Campaign]]></category>
		<category><![CDATA[Church Grants]]></category>

		<guid isPermaLink="false">http://amiccs.com/?p=33</guid>
		<description><![CDATA[A reader asked about how a church capital campaign can reach outside the church to get money from the community. This is a good question, and I will try to give a clear answer. The quick answer is that a church capital campaign is not the best tool for obtaining financial support from the community. [...]]]></description>
			<content:encoded><![CDATA[<p>A reader asked about how a church capital campaign can reach outside the church to get money from the community.  This is a good question, and I will try to give a clear answer.</p>
<p>The quick answer is that a church capital campaign is not the best tool for obtaining financial support from the community.  The reason being that the campaign is strongly based on a Kingdom need and God&#8217;s provision to meet that need through His people; an approach that will find little traction with most folks outside your church and faith.</p>
<p>Getting support from the community takes a somewhat different approach, and is much more like a grant writing effort than a capital campaign.  The similarity to a campaign  is you will be creating a case for support. This case for support, however, will focus on the ministry of the church and its measurable impact in the community. It will also be  much more extensive, objectively detailing what you do and giving a qualitative analysis of how you have impacted the lives of those you have ministered to, and the impact the community</p>
<p>Essentially, you need to tell the story of what you do and how those programs and ministries are improving or serving the community as a whole. You need to make the case and explain what effect the donation you are seeking will make in the community.</p>
<p>It will also be helpful to research your community, find which businesses give to local charity and religious organizations. Also, you can research if there are any local donors or foundations that support programs in the community. These two sources would be the best place to begin looking for financial support for your church, outside it&#8217;s four walls.
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